Marquette General Human Resources

 

Employee Benefits

 

MGHS employees enjoy a wide variety of valuable benefits including the following:

 


 

* 401(k) Plan * Health Care Plan * Savings Plans
* Bereavement Time * Health Club Discounts * Shift Differential
* Dental Insurance * Hyatt Legal * Social Security
* Direct Deposit * Jury Duty * Retirement Plan
* Educational Benefits * Life Insurance * Unemployment Compensation
* Employee Health Service * Longevity Bonus * Paid Time Off (PTO)
* Employee Assistance Program * Disability Insurance * Vision Insurance
* Worker's Compensation Insurance * Premium Contribution Plan/Flexible Spending Accounts * Prescription Drug &
Pharmacy Benefits

 


 

UP Blue Health Plan

 

Marquette General Health System UP Blue Health Plan - Existing employees who elected the MGHS UP Blue Health Plan and all New Hires (except RN's) can access information on the MGHS UP Blue Health Plan by clicking on the links below:

 

* Your ambulance and emergency benefits
* U.P. Blue Physician List
* U.P. Blue FAQs
* Benefits-at-a-Glance
* FastCare Quick Guide
* UPBlue Out of Network Referral Process

 

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PTO - Paid Time Off (Policy #200-023B)

 

Paid time off is offered to all non-contract employees hired for a position .5 or greater for the purpose of vacation, holiday, religious observances, personal or family business, illness, doctors appointments, or for any other reason deemed appropriate by the employee and approved by the manager.

 

Employees are eligible for this benefit after having successfully completed the probation period.

 

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SHIFT DIFFERENTIAL (Policy #200-065)

 

Employees who work an 8-hour shift starting after 12:31 p.m. and before 8:00 p.m. will be eligible for afternoon shift premium.

 

Employees who work an 8-hour shift starting after 8:01 p.m. and before 3:01 a.m. will be eligible for night shift premium.

 

Employees who work an 8-hour shift beginning with the night shift on Friday through and including the evening shift on Sunday will be eligible for weekend shift premium.

 

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LONGEVITY BONUS (Policy #200-042)

 

A longevity bonus program was established to recognize those employees who have an extended period of employment service with MGHS. Those employees who have been paid for 1,000 hours per anniversary year for at least 10 years are eligible for a yearly longevity cash bonus as follows:

 

* 10 - 14 years: $100
* 15 - 19 years: $200
* 20 - 24 years: $300
* Over 25 years: $400

 

A year is an anniversary year in which the employee was paid for at least 1,000 hours. This benefit is normally paid on the pay period following the employee's most recent hire date.

 

JURY DUTY (Policy #200-024)

 

Should you be called to serve on a jury during your regularly scheduled work time, you will be paid for that day, provided you turn in the jury duty money paid to you, less travel and reimbursement expenses, to the Payroll Department.

 

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BEREAVEMENT TIME (Policy #200-025)

 

Should a death occur in an employee's immediate family, time may be taken off with pay from scheduled work time during any of the five calendar days immediately following the death to attend or make arrangements for the funeral according to the following:

Note: A form must be filled out and sent to Payroll documenting the leave within 3 days of returning.

 

* Full-time employees: 3 work days
* Regular part-time employees: 2 work days
* Irregular part-time employees: 1 work day

 

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EDUCATIONAL BENEFITS

 

Employees have many different programs available to them in educational benefits. These include tuition reimbursement for courses, as well as extensive opportunities for in services and conferences.

 

* Tuition Reimbursement (Educational Assistance) (Policy #200-034)

Any full-time or regular part-time employee working at least 64 hours per pay period can receive $75.00 (per credit hour), up to eight credit hours per semester for courses attended.

 

For additional information including eligibility criteria please refer to Policy 200-034

Conferences (Policy #200-033)

 

MGHS holds, sponsors and participates in hundreds of conferences each year. Many are sponsored by and held at MGHS, while others may be in the U.P. or available through organizations outside our area. In addition, Health Services Library and Education Department have a large inventory of resource materials, audio and videotapes, and programs covering a wide range of topics.

 

Departments have in services scheduled within their areas, as well as MGHS-wide education programs set up for all employees.

 

Employees are encouraged to participate in the conference and educational opportunities at all levels.

 

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SOCIAL SECURITY

 

In addition to our retirement plan, MGHS contributes to each employee's Social Security program in an amount equal to what you pay as an employee.

 

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WORKER'S COMPENSATION INSURANCE (Policy #200-035)

 

Michigan Hospital Association (MHA) is MGHS's third party administrator for worker's compensation insurance. If you are injured on the job, you must:

 

1. Complete an unusual occurrence form

2. Tell your supervisor about the injury

3. Notify employee health if you require treatment

 

Seek emergency treatment if necessary and the unusual occurrence report can be completed later.

 

If you have any questions regarding worker's compensation, please contact us at
225-3841.

 

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UNEMPLOYMENT COMPENSATION

 

Marquette General Health System participates with the Michigan Unemployment Compensation Commission as required by law.

 

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HEALTH CARE PLAN (Policy #200-026)

 

A comprehensive MGHS hospitalization plan administered by Blue Cross/Blue Shield of Michigan is provided, including coverage for office calls and other benefits under a Preferred Provider Organization.  Full-time and regular part-time (.5) employees are eligible for this benefit.

 

MGHS pays a significant portion of the premium for this benefit.

 

For additional information including eligibility criteria please refer to Policy 200-026

 

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DENTAL COVERAGE (Policy #200-100)

 

Dental coverage, including orthodontics, is provided to eligible employees. The dental plan pays 75% of the customary fees for routine preventative services (teeth cleaning, X-rays, fluoride treatment), as well as 75% of the customary fees for filling, crowns, root canals, extractions and repairs to dentures and bridges. The program pays 50% of the customary fees for replacement of dentures and bridges. The program also pays 50% of the orthodontics for patients through age 19, to a maximum benefit of $1,500.

Full-time and regular part-time (.5) employees are eligible for this benefit.

 

MGHS pays a significant portion of the premium for this benefit.

 

For additional information including eligibility criteria please refer to Policy 200-100

 

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VISION INSURANCE (Policy #200-128)

 

A comprehensive vision insurance program is provided by MGHS. It includes coverage for exams, frames and lenses or contact lenses on a yearly basis. Full-time and regular part-time employees are eligible for this benefit.

 

MGHS pays the entire premium for the employee. Employees may elect to add dependents to their contract at their own expense.

 

For additional information including eligibility criteria please refer to Policy 200-128

 

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PREMIUM CONTRIBUTION PLAN/FLEXIBLE SPENDING ACCOUNTS
(Policy #200-127)

 

The Premium Contribution Plan is a voluntary plan which allows employees to pay their premium contributions for the health and dental plans, as well as dependent vision premiums with pre-tax dollars.

 

Flexible Spending Accounts - In addition to paying premiums on a pre-tax basis MGHS also offers flexible spending accounts to assist employees with paying for certain routine expenses, increasing disposable income, and gaining tax savings.  This is a voluntary benefit designed to save employees money by allowing employees to pay for out-of-pocket (uninsured) medical, dental, vision and hearing care expenses under a medical reimbursement account and dependent care expenses under a dependent care reimbursement account, all on a TAX-FREE basis.

 

For additional information including eligibility criteria please refer to Policy 200-127 or your summary plan description.

 

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DISABILITY INSURANCE (Policy #200-130)

 

Long Term Disability (LTD) Insurance -

Employer Paid LTD - only FTEs 1.0 are eligible for this benefit

 

* FTE 1.0 - 60% of base; $10,000 monthly max; any occupation (vendor: Sun Life)
* Directors and above - 70% of base; $10,000 monthly max; own occupation (Vendor: The Harford)
* Employer paid long term disability benefits are taxable when received

 

Voluntary Employee Paid LTD (Vendor: UNUM)

* FTE between .5 and .9 - can purchase voluntary long term disability with 25%, 40%, or 50% options

 

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LIFE INSURANCE (Policy #200-027)

 

Note: Insurance amounts based upon multiples of pay are rounded to the next highest $1,000.

 

Employer Paid - You will be automatically enrolled in employer paid coverage.

 

* Basic - Part-time .5 but less than 1.0 FTE = $20,000
* Basic - All regular employees 1.0 FTE = 1x salary or $20,000 whichever is greater
* Basic - Supervisors = 1x salary
* Basic - Directors = 1.5x salary
* Basic - AD&D is included
    - Note: The guaranteed issue amount for employer paid coverage is $220,000.  Anything above this amount would require medical underwriting for approval.  The Employee Benefits Office will provide you with the necessary form(s) if this situation applies to you.

 

Employee Paid -

* Supplemental life & AD&D purchase option = 1x, 2x, 3x salary up to a maximum of $500,000
* Note: The guaranteed issue amount for employee supplemental life insurance is $250,000 (if under age 60).  Anything above this amount will require medical underwriting for approval.  The employee Benefits Office will provide you with the necessary form(s) if this situation applies to you.
* The premium associated with employer paid life insurance in excess of $50,000 is taxable and will show up on your pay stub as non-cash earnings.
* Dependent life spouse = An amount between $5,000 and $150,000 in increments of $5,000, subject to maximum of 50% of employee supplemental amount.
* Dependent life child(ren) = An amount between $2,500 and $10,000, in increments of $2,500 for each eligible child.
* Child eligibility = Unmarried children to age 19, or to age 25 if full-time student

 

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RETIREMENT PLAN (Policy #200-028 RN’s Only)

 

MGHS provides a retirement plan for employees. The plan does not require employee contributions. It is fully funded by MGHS.

 

To become vested in the plan, an employee must be paid for at least 1,000 hours in a calendar year for five years. Once vested in the plan, you will be eligible to draw benefits at normal retirement age (age 65). You may draw benefits after 10 vested years at a reduced amount as early retirement (age 55 to 65).

 

The amount of your retirement benefit is dependent upon the number of credited years at MGHS and your final average earnings. Your retirement benefits are in addition to Social Security benefits for which you may be eligible.

 

Multiple options are available in the plan which can tailor the benefit to your particular needs at the time of retirement. Once you are vested, a calculation of your retirement benefits can be requested through the Employee Benefits Office in the Human Resources Department.

 

For additional information including eligibility criteria please refer to Policy 200-028 or summary plan description.

 

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401(k) PLAN (Policy #200-131)

Retirement Plan (Policy #200-131: Non-RN employees hired 1/1/2006 and all RN employees hired 6/1/07 or later)

 

MGHS offers a 401(k) plan to eligible employees matching $1 for $1 up to a maximum of 4%. Eligible employees who do not fill out an enrollment form or a waiver of participation form will be automatically enrolled at 2% contribution into a balance fund option.

 

No load mutual funds and two stability of principal options are offered through the program. You can view investment options, balances, and make changes via the Internet at www.pensiontrend.com at 1-888-349-2149. A personalized statement will be furnished on a quarterly basis depicting the status of your personal account.

 

For additional information including eligibility criteria please refer to Policy 200-131 or a summary plan description.

 

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DIRECT DEPOSIT

 

Your paycheck may be deposited directly into a checking or savings account at your financial institution if you choose. Direct Deposit is available upon request to Payroll, or through Employee Self Serve.

 

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SAVINGS PLANS (Policy #200-054)

 

Several savings plans are available to all employees through payroll deduction for:

 

* Credit Unions
* Christmas Clubs
* Savings Bonds
* Bank Savings/Checking Accounts
* Tax Shelter Annuity (TSA)

 

 

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PRESCRIPTION DRUG & PHARMACY BENEFITS (Policy #200-032)

 

All employees, are eligible to purchase non-prescription and prescription drugs from the MGHS's pharmacy.

 

Non-Prescription: Over-the-counter medications that are available can be purchased at 30% over MGHS cost.

 

Prescription: The employee pays 30% of the cost after the first $5.

 

Preferred Drug List 2008

Pharmacy coverage changes (Letter)

Oral Contraceptive Coverage

Employee Pharmacy Benefit Booklet

 

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EMPLOYEE ASSISTANCE PROGRAM (Policy #200-116)

 

A non-judgmental counseling service for employees and families, providing help for a wide range of personal problems including:

 

Marital/divorce issues
Parenting
Stress
Financial problems and many others.

 

EAP is a confidential program which provides up to 8 free sessions annually.  The office is located at the Peninsula Medical Center in Marquette.  For more information check out the EAP web page.

 

The Bottom Line EAP is there for you to help restore balance
to your personal life and job performance.

 

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HEALTH CLUB DISCOUNTS

 

MGHS provides this listing of health clubs in an effort to encourage employees and their family to be healthy. Memberships to health clubs across the region are available at special rates. A participating health club list is updated as needed and is posted on the MGHS web site. Check with the facility of your choice to see if payroll deduction is available. If you are interested in another facility that is not listed, please contact Employee Health & Wellness at 225-3841.

 

Memberships to health clubs across the region are available to all employees at discounted rates.

 

Complete Discount Listing

 

Ishpeming/Negaunee

Marquette/Gwinn

 

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EMPLOYEE HEALTH & WELLNESS (Policy #200-063)

 

Employee Health & Wellness (EHW), provides health promotion and illness prevention services to all of our employees.  These services include, but are not limited to, TB screening, immunizations, new hire health screening, medical surveillance for specific job hazards and medical evaluations after exposure to job hazards, ergonomic evaluations of work sites, and management of occupational injuries and illnesses.

 

Blood Pressure Monitoring

 

Held bimonthly, varying dates and times, watch MGHS today for next opportunity. Offers confidential blood pressure checks, education, and counseling in the MGHS main campus Skywalk. Free

 

Open Monday through Friday - 7 a.m. - 4:00 p.m.

 

 

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HYATT LEGAL

 

Comprehensive legal coverage including court appearances, document review and preparation, debt collection defense, wills, family matters and real estate matters, is available to employees on a voluntary basis. Employees who wish to enroll pay a small monthly fee each month for an entire year and have no co-pays, deductibles, waiting periods or claim forms.

 

 


 

Marquette General Health System is an equal opportunity employer.

 

For specific questions on benefits, contact the MGHS Employee Benefits Office
at (906) 225-3446 or by email.


You can also fax us at (906) 225-7080.

 

Copyright © 2008, Marquette General Health System. All Rights Reserved.